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Relief from Usury : Impact of a Community-Based Microcredit Program in Rural India
Hoffmann, Vivian - 2017
The impact of micro-credit interventions on existing credit markets is theoretically ambiguous. Previous empirical work suggests the entry of a joint-liability lender may lead to a positive impact on the informal lending rate. This paper presents the first randomized controlled trial-based...
Persistent link: https://www.econbiz.de/10012959136
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The Microfinance Business Model : Enduring Subsidy and Modest Profit
Cull, Robert - 2017
Recent evidence suggests only modest social and economic impacts of microfinance. Favorable cost-benefit ratios then … depend on low costs. This paper uses proprietary data on 1,335 microfinance institutions between 2005 and 2009, jointly … serving 80.1 million borrowers, to calculate the costs of microfinance and other elements of the microfinance business model …
Persistent link: https://www.econbiz.de/10012968214
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Estimating the Long-Run Impact of Microcredit Programs on Household Income and Net Worth
Woutersen, Tiemen - 2017
This paper investigates whether the utilization of microcredit programs has a significant impact on the income and net worth of the participants. Several micro finance institutes are optimistic on the beneficial effects of microcredit programs. Others describe microcredit with interest rates in...
Persistent link: https://www.econbiz.de/10012972708
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The State of Jobs in Post-Conflict Areas of Sri Lanka
Newhouse, David Locke - 2018
Although Sri Lanka has made significant progress in social and economic development over the past decade, the Northern and Eastern provinces that faced the brunt of the decades-long conflict remain disproportionately poor. To understand the labor market dimensions of poverty in these regions,...
Persistent link: https://www.econbiz.de/10012926476
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Earnings Premiums and Penalties for Self-Employment and Informal Employees Around the World
Gindling, T. H. - 2017
This paper examines the earnings premiums associated with different types of employment in 73 countries. Workers are divided into four categories: non-professional own-account workers, employers and own-account professionals, informal wage employees, and formal wage employees. Approximately half...
Persistent link: https://www.econbiz.de/10012969898
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Mobility, Scarring and Job Quality in Indonesia?S Labor Market
Naidoo, Darian - 2017
This paper investigates the occupational mobility and job quality of young people in Indonesia and relates this to the concept of ?scarring.? The concept of labor market scarring in this paper is the occurrence of low or zero returns to certain types of work (for example, self-employment)....
Persistent link: https://www.econbiz.de/10012970670
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Female Business Ownership and Informal Sector Persistence
Ghani, Syed Ejaz - 2017
The informal sector in India has been exceptionally persistent over the past two decades. Is this a bad thing? Not necessarily. This paper shows that a substantial share of the persistence in India's unorganized manufacturing sector is due to the rapid increase in female-owned businesses. Had...
Persistent link: https://www.econbiz.de/10012973981
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Entry Regulation and Formalization of Microenterprises in Developing Countries
Bruhn, Miriam - 2017
The majority of microenterprises in most developing countries remain informal despite more than a decade of reforms aimed at making it easier and cheaper for them to formalize. This paper summarizes the evidence on the effects of entry reforms and related policy actions to promote firm...
Persistent link: https://www.econbiz.de/10012974218
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Entrepreneurship Training and Self-Employment Among University Graduates : Evidence from a Randomized Trial in Tunisia
Premand, Patrick - 2017
In economies characterized by low labor demand and high rates of youth unemployment, entrepreneurship training has the potential to enable youth to gain skills and create their own jobs. This paper presents experimental evidence on a new entrepreneurship track that provides business training and...
Persistent link: https://www.econbiz.de/10012974789