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Auswirkungen von Erbschaften und Schenkungen auf die Vermögensbildung privater Personen und Haushalte: Eine ökonometrische Analyse auf der Basis des Sozio-oekonomischen Panels
Westerheide, Peter - 2004
This paper analyses the saving behaviour of German individuals and households aged between 30 and 50 with respect to … are less significant. Separating wealth classes with respect to lifecycle income shows that differences in saving … propensities tend to make the distribution of wealth across households more equal. …
Persistent link: https://www.econbiz.de/10010297351
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Auswirkungen von Erbschaften und Schenkungen auf die Vermögensbildung privater Personen und Haushalte: Eine ökonometrische Analyse auf der Basis des Sozio-oekonomischen Panels
Westerheide, Peter - Zentrum für Europäische Wirtschaftsforschung (ZEW) - 2004
This paper analyses the saving behaviour of German individuals and households aged between 30 and 50 with respect to … are less significant. Separating wealth classes with respect to lifecycle income shows that differences in saving … propensities tend to make the distribution of wealth across households more equal. …
Persistent link: https://www.econbiz.de/10005097580
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Do individuals accept fluctuations in pension income?
Bucher-Koenen, Tabea; Knebel, Caroline; Weber, Martin - 2023
How to invest and decumulate wealth during retirement has far-reaching consequences for consumption during retirement … investigate the choice between phased withdrawal plans with varying riskiness resulting in volatile retirement income. We find … that 40% of the participants choose some risk and thus, accept fluctuations in retirement income. Second, we analyze the …
Persistent link: https://www.econbiz.de/10014313929
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Homeownership rates, housing policies, and co-residence decisions
Grevenbrock, Nils; Ludwig, Alexander; Siassi, Nawid - 2023
consumption-saving and housing tenure decisions. We embed an explicit intergenerational link between children and parents to …
Persistent link: https://www.econbiz.de/10014363811
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Knowing what not to do: Financial literacy and consumer credit choices
Dick, Christian D.; Jaroszek, Lena M. - 2013
Based on a rich panel of household data, we investigate the determinants of the use of consumer credit in Germany. We find that the usage frequency of an easily accessible, but relatively expensive source of consumer credit decreases with financial literacy but is unrelated to household income....
Persistent link: https://www.econbiz.de/10010312877
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Knowing what not to do: Financial literacy and consumer credit choices
Dick, Christian D.; Jaroszek, Lena M. - Zentrum für Europäische Wirtschaftsforschung (ZEW) - 2013
Based on a rich panel of household data, we investigate the determinants of the use of consumer credit in Germany. We find that the usage frequency of an easily accessible, but relatively expensive source of consumer credit decreases with financial literacy but is unrelated to household income....
Persistent link: https://www.econbiz.de/10010957617
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You can't be happier than your wife: happiness gaps and divorce
Guven, Cahit; Senik, Claudia; Stichnoth, Holger - Zentrum für Europäische Wirtschaftsforschung (ZEW) - 2010
This paper asks whether the gap in subjective happiness between spouses matters per se, i.e. whether it predicts divorce. We use three panel databases to explore this question. Controlling for the level of life satisfaction of spouses, we find that a higher satisfaction gap, even in the first...
Persistent link: https://www.econbiz.de/10008615607
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Optimal taxes on capital in the OLG model with uninsurable idiosyncratic income risk
Krueger, Dirk; Ludwig, Alexander - 2018
We characterize the optimal linear tax on capital in an Overlapping Generations model with two period lived households … private precautionary saving. For logarithmic utility our full analytical solution of the Ramsey problem shows that the … optimal aggregate saving rate is independent of income risk. The optimal time-invariant tax on capital is increasing in income …
Persistent link: https://www.econbiz.de/10011817194
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Long-run consequences of informal elderly care and implications of public long-term care insurance
Korfhage, Thorben; Fischer-Weckemann, Björn - 2023
We estimate a dynamic structural model of labor supply, retirement, and informal care supply, incorporating labor …
Persistent link: https://www.econbiz.de/10014334251
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The long-term distributional and welfare effects of Covid-19 school closures
Fuchs-Schündeln, Nicola; Krueger, Dirk; Ludwig, Alexander - 2020
children affected at different ages and coming from households with different parental characteristics. In the model, public …
Persistent link: https://www.econbiz.de/10012288090