The objective of this study consists in quantifying in money terms the potential reduction in usage of public health … care outlets associated to the tenure of double (public plus private) insurance. In order to address the problem, a … probabilistic model for visits to physicians is specified and estimated using data from the Catalonian Health Survey. Also, a model …

caused substantial changes in the Spanish insurance market. A new insurance field was created in which both specialist … Spanish companies and foreign insurance agencies operated. This article aims to analyse the evolution of this new field …, industrial accident insurance, from its beginning to the 1940s, when it become the most important insurance category. For that …