The developments of retailer venture in Indonesia, particularly in Medan city has been growing recently. These were indicated by more and more investors who are running business in the same retailer field, no matter small scale or big scale business venture. Medan city retailer ventures have...

Various marketing strategies have been applied by BNI Branch of Gunungsitoli on Nias Island to be able to attract prospective customers and retain existing customers. One way is to improve the quality of services provided to customers, among other personal services such as sending a greeting...

Banking and financial services have traditionally been a heavily regulated industry where technology alone has not been a sufficient factor to transform the operating architectures of the industry. The pervasive view in the financial industry has been that digitalization and its integrational...