practice between low income groups and citizens with higher income after adjustment for social and health-related factors … in 2003-2005 are applied. Income is measured as equivalent disposable income and adjustment for social and health … through other channels, that the type and quality of contacts vary between income groups or that adjustment for health or …

standard error correction model where consumption is driven by income and wealth developments in the long run. The model which … to income and wealth in the long-run. The model can, basically, be interpreted as a re-estimated version of the existing … consumption function in Mona, which is based on income and wealth data for the aggregate private sector. However, the latter model …