the so-called proximity payments where the mobile phone is used instead of cash and/or payment cards for point of sales …

Cash are socially less costly than payment cards for all payments below DKK 29, while Dankort, the national Danish … possible to calculate marginal costs, i.e. the social costs of one additional payment with cash and different types of payment …, if one fourth of all larger cash payments (above DKK 200) were to be paid by Dankort instead of cash, DKK 145 million in …

In Denmark the most frequent means of payment are cash and dankort. A survey study of Danish payment behaviour reveals … that older citizens as well as low-income groups in particular prefer cash. A recent change in Danish surcharge regulation … cash. …