Similar Search Results

The Subprime Crisis and the Link between Consumer Financial Protection and Systemic Risk

Gerding, Erik F. - 2010

. Consumer financial protection can, and must, serve a role not only in protecting individuals from excessive risk, but also in … predictable. The Article also draws tentative conclusions on the implications of the link between consumer protection and systemic … “Twin Peaks” model of separate regulators for consumer protection and systemic risk regulation …

Persistent link: https://www.econbiz.de/10014213410

Law, Bubbles, and Financial Regulation - Chapter 1 - The Regulatory Instability Hypothesis

Gerding, Erik F. - 2019

Persistent link: https://www.econbiz.de/10012905124

Bank Regulation and Securitization : How the Law Improved Transmission Lines between Real Estate and Banking Crises

Gerding, Erik F. - 2016

This essay examines how securitization served as a new coupling rod joining cycles in real estate and banking markets and created a new pathway for financial contagion in the “subprime” financial crisis. Legal changes promoted the growth of securitization and improved this crisis...

Persistent link: https://www.econbiz.de/10012977035

Deregulation Pas De Deux : Dual Regulatory Classes of Financial Institutions and the Path to Financial Crisis in Sweden and the United States

Gerding, Erik F. - 2010

This article presents the following model of two regulatory classes of financial institutions interacting in financial and political markets to spur deregulation and riskier lending and investment, which in turn contributes to the severity of a financial crisis: 1) Regulation creates two...

Persistent link: https://www.econbiz.de/10013148106