In recent years the aggregate savings ratio in Germany has declined. The basic causes are, above all, the rise in … and increases in the overall cost of living. Underlying the aggregate savings ratio one finds a substantial dispersion …. With rising income the savings-income ratio increases. In addition, the type of social insurance influences the level of …

based on hypotheses claiming that there is a reduction in investments before the succession, while successors tend to induce … company growth. The results show that predecessors increasingly reduce investments, continuous training of employees, and … research and development, the closer the date of succession approaches. At first sight, new owners increase investments as well …

economic policy to foster investments are limited in the short run for what reason long term and growth-oriented economic …

everyday consumption, ecological consumption, media consumption and major local investments. Based on data from an exemplary …