share of all small business lending in Germany originates in public financing programs and cooperative banks, (non …-cooperative) private sector credit banks as well as savings banks mediate in the assignment of loans from these programs. Our empirical ….880 firms – we find three robust, originate results: Not only recently, but already at the beginning of the 1990s credit banks …

In this paper we examine how German cooperative banks, (non-cooperative) private credit banks and savings banks … cooperative banks, private credit banks or savings banks. The loans come from public subsidized loan programs and constitute a … on county-level as well as firm-level data. We find that private credit banks did not change their lending to young and …

share of all small business lending in Germany originates in public financing programs and cooperative banks, (non …-cooperative) private sector credit banks as well as savings banks mediate in the assignment of loans from these programs. Our empirical ….880 firms- we find three robust, originate results: Not only recently, but already at the beginning of the 1990s credit banks …

of young FinTech firms and the pressure to innovate for traditional banks. Therefore Commerzbank AG found an own …