, diversification considerationsin loan portfolios of banks have only received attention in the lasttwo decades, due to increasing … portfolio composition and to discover further dimensions responsiblefor the magnitude of the effect.Banks as well as regulatory … authorities are interested in the resultsbecause banks actually want to introduce portfolio based credit riskmodels to calculate …

in German banks. The results show, that today the Internet is indeed the most important information source for many types … of information used in the business processes of banks. Especially sources free of charge are not only used widely, they … necessary for the banks to actively incorporate the Internet into the quality management processes. …