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Finance for micro, small, and medium-sized enterprises in India : sources and challenges

Singh, Charan; Wasdani, Kishinchand Poornima - 2016

Finance for micro, small, and medium-sized enterprises (MSMEs) has been a concern for all stakeholders including … challenges faced by MSMEs in sourcing of finance during different stages of their life cycle. This study is a first … limitation in the identification and utilization of sources of finance. Data was collected through personal interviews using a …

Persistent link: https://www.econbiz.de/10011522010

Bridging the "missing middle" between microfinance and small and medium-sized enterprise finance in South Asia

Shankar, Savita - 2016

With maturity in the microfinance market in South Asia, it is observed that some microfinance members' needs grow beyond the boundaries of traditional microfinance group loans. In addition, there are other small enterprises whose needs are not met by microfinance institutions or commercial...

Persistent link: https://www.econbiz.de/10011522083

The role of credit rating agencies in addressing gaps in micro and small enterprise financing : the case of India

Shankar, Savita - 2019

This paper describes the common financing challenges faced by micro, small, and medium-sized enterprises (MSMEs) in India and some important measures taken to address them, with a focus on the credit rating scheme implemented in 2000. It examines the usefulness as well as the limitations of the...

Persistent link: https://www.econbiz.de/10011992093

Effects of interest rate caps on financial inclusion

Cubillos-Rocha, Juan Sebastian; Gamboa-Arbelaez, Juliana; … - 2018

Persistent link: https://www.econbiz.de/10011993185

Sanitation and credit constraints : the role of labelled microcredit in India's Swacch Bharat Mission subsidy scheme

Augsburg, Britta; Caeyers, Bet; Giunti, Sara; Malde, Bansi - 2022

Remuneration-post-verification subsidies and microcredit have been postulated as potential solutions to imperfect capital markets and commitment problems that impede lumpy human capital investments, but little is known about the merit of combining these financing mechanisms. We draw on a cluster...

Persistent link: https://www.econbiz.de/10012822354

Putting the financial system to work for the poor and SMEs

Osman, Abdul Magid; Osman, Djamila Pontes - 2020

The financial inclusion effort achieved positive results, with the number of Mozambicans having access to banking services increasing considerably, particularly after 2011- 12. However, the economic and social impact was limited, considering that farm productivity has remained low and poverty...

Persistent link: https://www.econbiz.de/10012301897

Effects of interest rate caps on microcredit: evidence from a natural experiment in Bolivia

Roa, María José; Villegas, Alejandra; Garrón, Ignacio - 2020

This paper evaluates the imposition of caps on microcredit lending rates through directed credit policies for productive sectors. This financial inclusion intervention provides a unique quasi-experiment, allowing to estimate its causal effect following a difference-in-differences analysis. Our...

Persistent link: https://www.econbiz.de/10012285081

The microfinance alphabet

Hudon, Marek; Labie, Marc; Szafarz, Ariane - 2019

Persistent link: https://www.econbiz.de/10012061787

Financial inclusion and small enterprise growth in Africa : emerging perspectives and research agenda

Kuada, John E. - 2021

Purpose - The purposes of this paper are to review the streams of studies that link financial inclusion to small enterprise growth in Sub-Sahara Africa (SSA), to identify the research gaps they provide, and to prepare an agenda for future research in the field. Design/methodology/approach - The...

Persistent link: https://www.econbiz.de/10012798726

Interest rate caps : the theory and the practice

Ferrari, Aurora; Masetti, Oliver; Ren, Jiemin - 2018

Ceilings on lending rates remain a widely used policy tool that is intended to lower the overall cost of credit or protect consumers from exorbitant rates. Interest rate caps come in many forms and scopes and, according to their rationale, ceilings can affect a small segment or the overall...

Persistent link: https://www.econbiz.de/10011843874