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The contraction in health care consumption at the start of the pandemic provides insight into central economic … questions of waste and productivity in the U.S. health care system. Using linked mortality and Electronic Medical Records, we …-year mortality by 29.7 deaths per 10,000 among compliers, implying that a 10% increase in health care appointments reduces mortality …
Persistent link: https://www.econbiz.de/10013435115
partial insurance of parental investments against permanent income shocks, but the magnitude of the estimated responses is … small. We cannot reject the hypothesis full insurance against temporary shocks. Another interpretation of our findings is … that there is very little insurance available, but the fact that skill is a non-separable function of parental investments …
Persistent link: https://www.econbiz.de/10010510508
that the donor may be sure to get a tax benefit. We interpret this function as insurance and test the option to insure … donations in the lab. Our participants indeed have a positive willingness to pay for insurance against either risk. Yet the … insurance option is only critical for their willingness to donate to a charity if the uncertainty affects the proper use of …
Persistent link: https://www.econbiz.de/10011349366
partial insurance of parental investments against permanent income shocks, and we cannot reject the hypothesis full insurance … 10% of family income leads, at most, to an increase in investments of 1.3% of a standard deviation. -- insurance ; human …
Persistent link: https://www.econbiz.de/10009688539
The 21st century has been a period of rising inequality in both income and health. In this study, we find that … the largest health gains during the last several decades. Nor was higher dispersion in mortality caused entirely by the … that high-income states in 1992 were better able to enact public health strategies and adopt behaviors that, over the next …
Persistent link: https://www.econbiz.de/10012661996
A life care annuity is a bundled insurance product comprised of a life annuity and long-term care insurance. Some … positive correlation between the two risks and the presence of adverse selection in the life care annuity market. We also … address the pricing risk and solvency risk insurance companies face when providing life care annuities …
Persistent link: https://www.econbiz.de/10013124297
Consumer education is often considered an integral part of microinsurance schemes; a win-win solution that benefits both microinsurance practitioners and their clients. It is supposed to help low-income households make sound choices and practitioners stimulate demand. The current lack of...
Persistent link: https://www.econbiz.de/10013106586
In the health insurance marketplaces established by the Affordable Care Act (ACA), eachstate is divided into a set … number of geographic “rating areas.” The ACA mandates that aninsurer price its health insurance plan uniformly in all …
Persistent link: https://www.econbiz.de/10012909997
There is a striking difference between developed and developing nations in terms of general insurance penetration and … density. It was highest for United States in 2008. It was very closely followed by Switzerland. In fact, General insurance … the world leader in general insurance industry.General insurance penetration has not shown much change over the years. For …
Persistent link: https://www.econbiz.de/10013220019
patient especially when the patient doesn’t have a health insurance or when the treatment cost exceeds the sum insured limit … of a health policy. A novel insurance plan – “Medical Complication Insurance (MCI)” based on a unique Sandesh Triple … implemented as a sole policy or as addition to a regular health insurance. It can be comprehensively extended to all doctors …
Persistent link: https://www.econbiz.de/10013235690