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The surprising use of credit scoring in small business lending by community banks and the attendant effects on credit availability, risk, and profitability

Berger, Allen N.; Cowan, Adrian M.; Frame, W. Scott - In: Journal of financial services research : JFSR 39 (2011) 1/2, pp. 1-17

Persistent link: https://www.econbiz.de/10009247631

Reexamining the empirical relation between loan risk and collateral : the role of the economic characteristics of collateral

Berger, Allen N.; Frame, W. Scott; Ioannidou, Vasso - 2012

Persistent link: https://www.econbiz.de/10009630356

The total costs of corporate borrowing in the loan market : don’t ignore the fees

Berg, Tobias; Saunders, Anthony; Steffen, Sascha - 2016

evidence that: (1) fees are used to price options embedded in loan contracts such as the draw-down option for credit lines and … the cancellation option in term loans; and (2) fees are used to screen borrowers about the likelihood of exercising these …

Persistent link: https://www.econbiz.de/10011436292

How do lead banks use their private information about loan quality in the syndicated loan market?

Balasubramanyan, Lakshmi; Berger, Allen N.; Bouwman, … - 2016

Persistent link: https://www.econbiz.de/10011549646

The total costs of corporate borrowing in the loan market : don't ignore the fees

Berg, Tobias; Saunders, Anthony; Steffen, Sascha - 2015

evidence that: (1) fees are used to Price options embedded in loan contracts such as the draw-down option for credit lines and … the cancellation option in term loans; and (2) fees are used to screen borrowers about the likelihood of exercising these …

Persistent link: https://www.econbiz.de/10010480935

Reexamining the empirical relation between loan risk and collateral : the roles of collateral characteristics and types

Berger, Allen N.; Frame, Scott; Ioannidou, Vasso - 2011

This paper offers a possible explanation for the conflicting empirical results in the literature concerning the relation between loan risk and collateral. Specifically, we posit that different economic characteristics or types of collateral pledges may be associated with the empirical dominance...

Persistent link: https://www.econbiz.de/10009295599

An analysis and critique of the BIS proposal on capital adequacy and ratings

Altman, Edward I.; Saunders, Anthony - 2000

Persistent link: https://www.econbiz.de/10001463936

An analysis and critique of the BIS proposal on capital adequacy and ratings

Altman, Edward I.; Saunders, Anthony - In: Journal of banking & finance 25 (2001) 1, pp. 25-46

Persistent link: https://www.econbiz.de/10001546233

Credit risk assessment and relationship lending : special issue

Altman, Edward I. (contributor); … - In: Journal of banking & finance 22 (1998) 10, pp. 1231-1480

Persistent link: https://www.econbiz.de/10001250857

Reexamining the Empirical Relation between Loan Risk and Collateral : The Role of the Economic Characteristics of Collateral

Berger, Allen N. - 2012

This paper offers a possible explanation for the conflicting results in the literature concerning the empirical relation between collateral and loan risk. We posit that certain economic characteristics of collateral may be associated with the empirical dominance of different risk-collateral...

Persistent link: https://www.econbiz.de/10013100344