social norms. We develop a theoretical frame-work which nests various social custom models. Using micro data for Germany and …

bank lending. We are using a dataset on assets and liabilities of commercial banks from five countries (France, Germany …

-ins for monetary union with respect to Germany. Using tests for cointegration and common features for monthly data during the …

Using panel data for West Germany and Great Britain, we show that there are striking differences in overtime work and … the evolution of the monthly labour earnings distribution and individual economic well-being differently in West Germany … regards to West Germany, we show that the current policy of transforming paid overtime in "working time accounts", which is …

Using panel data for West Germany and Great Britain, we show that there are striking differences in overtime work and … the evolution of the monthly labour earnings distribution and individual economic well-being differently in West Germany … regards to West Germany, we show that the current policy of transforming paid overtime in "working time accountsʺ, which is …