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The Impact of Financial Inclusion on Minorities : Evidence from the Freedman's Savings Bank

Celerier, Claire; Tak, Purnoor - 2021

Bank, established in 1865 after the Civil War, collected deposits from recently freed enslaved people through an intensive … marketing campaign based on coercive language and false claims. The advertising intensified when the bank started offering … fraudulent loans to white businessmen, contributing to the bank failure in 1874. Our findings support a predatory view of …

Persistent link: https://www.econbiz.de/10013224064

The role of gender in agent banking : evidence from the Democratic Republic of Congo

Chamboko, Richard; Cull, Robert J.; Giné, Xavier; … - In: World development : the multi-disciplinary … 146 (2021), pp. 1-14

Persistent link: https://www.econbiz.de/10013188558

Banking with agents : experimental evidence from Senegal

Buri, Sinja; Cull, Robert J.; Giné, Xavier; Harten, Sven; … - 2018

This paper uses a randomized controlled trial to study the effects of access to agent banking. Individuals were encouraged to open an account and transact at a banking agent or a branch of a financial institution. Compared with individuals who were sent to the branch, individuals sent to an...

Persistent link: https://www.econbiz.de/10011852366

Agent banking in a highly under-developed financial sector : evidence from Democratic Republic of Congo

Cull, Robert J.; Gine, Xavier; Harten, Sven; Heitmann, Soren - In: World development : the multi-disciplinary … 107 (2018), pp. 54-74

Persistent link: https://www.econbiz.de/10011977885

The role of gender in agent banking : evidence from the Democratic Republic of Congo

Chamboko, Richard; Cull, Robert J.; Giné, Xavier; … - 2020

This paper uses a unique data set with 1.1 million customer transactions from a microfinance institution in the Democratic Republic of Congo from 2017 to 2018. The paper provides evidence of assortative gender matching in agent banking transactions, as clients prefer to transact with agents of...

Persistent link: https://www.econbiz.de/10012390562

Comments on Financial Inclusion, Human Capital, and Wealth Accumulation : Evidence from the Freedman's Savings Bank (Appendix to Exploiting Minorities through Advertising: Evidence...

Celerier, Claire; Tak, Purnoor - 2022

According to Stein and Yannelis (2020), the Freedman's Savings Bank had large positive effects on the wealth, literacy …

Persistent link: https://www.econbiz.de/10013405175

Banking with agents : experimental evidence from Senegal

Buri, Sinja; Cull, Robert J.; Giné, Xavier; Heitmann, Soren - In: Economic development and cultural change : EDCC 72 (2024) 3, pp. 1357-1389

Persistent link: https://www.econbiz.de/10014524880