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This paper uses a randomized controlled trial to study the effects of access to agent banking. Individuals were encouraged to open an account and transact at a banking agent or a branch of a financial institution. Compared with individuals who were sent to the branch, individuals sent to an...
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This paper uses a unique data set with 1.1 million customer transactions from a microfinance institution in the Democratic Republic of Congo from 2017 to 2018. The paper provides evidence of assortative gender matching in agent banking transactions, as clients prefer to transact with agents of...
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This study focuses on the impact of financial inclusion and bank concentration on the performance of firms in … is magnified when bank markets are less concentrated, a proxy for more competition among banks.We also find that more … competitive banks favor firm growth only at high levels of financial inclusion, while bank concentration is particularly favorable …
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