This paper discusses the relationship between bank size and risk-taking under Pillar I of the New Basel Capital Accord …

-out guarantee. The reason is that the prospect of a bail-out induces the protected bank to expand, thereby intensifying competition … in the deposit market and depressing other banks? margins. In contrast, the effects on the protected bank?s risk …

, and the bank approval disparity is also larger in more racially biased counties. We conclude that insofar as automation by …