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greater relative volatility in bank credit and consumption. The effects of fintech entry on macro outcomes and volatility …
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This paper uses a unique data set with 1.1 million customer transactions from a microfinance institution in the Democratic Republic of Congo from 2017 to 2018. The paper provides evidence of assortative gender matching in agent banking transactions, as clients prefer to transact with agents of...
Persistent link: https://www.econbiz.de/10012390562
a reduction in output volatility, greater fintech entry also leads to greater volatility in bank credit, thereby …
Persistent link: https://www.econbiz.de/10014516215
Persistent link: https://www.econbiz.de/10014524880
This paper uses a randomized controlled trial to study the effects of access to agent banking. Individuals were encouraged to open an account and transact at a banking agent or a branch of a financial institution. Compared with individuals who were sent to the branch, individuals sent to an...
Persistent link: https://www.econbiz.de/10011852366