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The surprising use of credit scoring in small business lending by community banks and the attendant effects on credit availability, risk, and profitability
Berger, Allen N.; Cowan, Adrian M.; Frame, W. Scott - In: Journal of financial services research : JFSR 39 (2011) 1/2, pp. 1-17
Persistent link: https://www.econbiz.de/10009247631
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Reexamining the empirical relation between loan risk and collateral : the role of the economic characteristics of collateral
Berger, Allen N.; Frame, W. Scott; Ioannidou, Vasso - 2012
Persistent link: https://www.econbiz.de/10009630356
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The total costs of corporate borrowing in the loan market : don’t ignore the fees
Berg, Tobias; Saunders, Anthony; Steffen, Sascha - 2016
evidence that: (1) fees are used to price options embedded in loan contracts such as the draw-down option for credit lines and … the cancellation option in term loans; and (2) fees are used to screen borrowers about the likelihood of exercising these …
Persistent link: https://www.econbiz.de/10011436292
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The total costs of corporate borrowing in the loan market : don't ignore the fees
Berg, Tobias; Saunders, Anthony; Steffen, Sascha - 2015
evidence that: (1) fees are used to Price options embedded in loan contracts such as the draw-down option for credit lines and … the cancellation option in term loans; and (2) fees are used to screen borrowers about the likelihood of exercising these …
Persistent link: https://www.econbiz.de/10010480935
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An analysis and critique of the BIS proposal on capital adequacy and ratings
Altman, Edward I.; Saunders, Anthony - 2000
Persistent link: https://www.econbiz.de/10001463936
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An analysis and critique of the BIS proposal on capital adequacy and ratings
Altman, Edward I.; Saunders, Anthony - In: Journal of banking & finance 25 (2001) 1, pp. 25-46
Persistent link: https://www.econbiz.de/10001546233
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Credit risk assessment and relationship lending : special issue
Altman, Edward I. (contributor);  … - In: Journal of banking & finance 22 (1998) 10, pp. 1231-1480
Persistent link: https://www.econbiz.de/10001250857
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Reexamining the Empirical Relation between Loan Risk and Collateral : The Role of the Economic Characteristics of Collateral
Berger, Allen N. - 2012
This paper offers a possible explanation for the conflicting results in the literature concerning the empirical relation between collateral and loan risk. We posit that certain economic characteristics of collateral may be associated with the empirical dominance of different risk-collateral...
Persistent link: https://www.econbiz.de/10013100344
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Forced Bank Relationship Loss : Accounting Information Opacity and Loan Conditions
Xu, Yuqian - 2019
We examine the impact on a firm when it is exogenously forced to switch its bank relationship from one branch to another branch of the same bank. We show the effect depends directly on the relative balance between the hard accounting information provided to the bank by the firm, as part of the...
Persistent link: https://www.econbiz.de/10012901734
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The Total Costs of Corporate Borrowing in the Loan Market : Don't Ignore the Fees
Berg, Tobias - 2018
evidence that: (1) fees are used to price options embedded in loan contracts such as the draw-down option for credit lines and … the cancellation option in term loans; and (2) fees are used to screen borrowers about the likelihood of exercising these …
Persistent link: https://www.econbiz.de/10012936283