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overdrafts – to finance business activities. Controlling forfinancial and non-financial household variables we show that self … overdrafts areused by self-employed to finance their business as well. This indicates that interminglingconstitutes a financing …
Persistent link: https://www.econbiz.de/10009522202
In this paper we investigate the status quo of regulation for Microfinance Institutions (MFIs) inGermany. A short presentation of the legal framework is followed by a detailed account of thepractical implications for the lending design that MFIs face. Five different models of loan extensionare...
Persistent link: https://www.econbiz.de/10005869665
Community Development Finance Institutions (CDFIs) are publicly funded organisationsthat provide small loans to people …
Persistent link: https://www.econbiz.de/10005869672
In this paper we investigate whether self-employed households use consumer loans tofinance their business activities. In particular, it is shown that self-employed householdsuse personal overdrafts significantly more often than employee households do. Thisdifference remains when controlling for...
Persistent link: https://www.econbiz.de/10005869673