This paper discusses the problem of crowding out of insurance by co-existing governmental relief programs - so-called 'charity hazard' - in a context of different institutional schemes of governmental relief in Austria and Germany. We test empirically whether an assured partial relief scheme (as...

This paper provides an overview on the existing systems of natural hazards insurance in Europe, their structural characteristics and peculiarities. It also discusses the difficulties of an adaptation of these systems to climate change and a growing number of natural disasters. Using the case of...

This paper analyzes naming behavior in Germany in the context of rapid social change. It begins with an overview of general developments in naming in Germany over the last one hundred years, based on data from the German Socio-Economic Panel Study (SOEP), which supplies us with almost 45,000...