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An account of the principal phases in the development of the English banking system, and an analysis of the financial structure of the economy of the UK. The book focuses in detail on the regulatory and supervisory aspects of the UK banking system, and the interactions between the structural...
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Following the collapse of the bubble economy in Japan, banking supervisors and bank examiners were severely criticized by the media as human capital had long been viewed the key element of Japanese banking supervision. The purpose of this paper is to analyze the bank supervisors ́career paths...
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Cover -- Title -- Copyright -- Contents -- List of figures -- List of maps -- List of boxes -- List of tables -- Preface -- Acknowledgements -- List of abbreviations -- 1 Introduction -- 1.1 The geography of finance and SME lending -- 1.2 Credit decisions and rating systems -- 1.3 Research...
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, while cross-country studies point mostly to a positive relationship between competition and stability in the banking system …. Where liberalization and unfettered competition have resulted in fragility, this has been mostly the consequence of … regulatory and supervisory failures. The advantages of competition for an efficient and inclusive financial system are strong …
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