supervisory data set, this paper investigates competition and efficiency in the Dutch life insurance market by estimating unused …A well-performing life insurance industry benefits consumers, producers and insurance firm stockholders alike … economies decrease but substantial differences between small and large insurers remain. A direct measure of competition confirms …

irregular cash flows of poor households, who have been excluded in the commercial insurance system for a variety of reasons … households. The most prominent forms of microinsurance are life insurance and health insurance (carried out as part of an overall … health care package that links the health insurance to a health facility), which have been designed to be responsive to the …