This article analyzes how the General Data Protection Regulation (GDPR) has affected the privacy practices of FinTech firms. We study the content of 308 privacy statements respectively before and after the GDPR became binding. Using textual analysis methods, we find that the readability of the...

When creating the single market in financial services, European Union authorities were initially faced with a choice between mutual recognition or maximalistic harmonisation. From this choice, the European Union fashioned its own third way based on an application of harmonisation of essential...

The EU has become the world’s primary actor in accomplishing multinational regulatory harmony in the field of securities regulation. In its recent adoption of the Investment Services Directive, the EU has completed a critical chapter of its evolving regulatory code for the European capital...

"This book provides a thorough and up-to-date account of what is state-of-the-art in the field of contracts relating to selected financial services such as insurance, loans and payments services. It also explores the resolution of disputes arising out of such contracts by ADR bodies in Europe,...

Financial services have become increasingly important in the EU. Such services are essential not only for the everyday life of EU citizens, but also for the EU economy at large. This fact explains the large number of EC specific regulatory measures taken in the area of financial services which...

The rapid expansion of European contract law in the field of consumer financial services gives rise to the question to what extent it is self-sufficient. A self-sufficient European contract law presupposes the existence of an EU-made and EU-enforced contract-related legal order which is largely...