Abstract: Geld haben ist der Weg zu Reichtum und Glück – so jedenfalls suggeriert es die moderne Geldgesellschaft. Das Institut für Finanzdienstleistungen e.V. (IFF) forscht und agiert dagegen seit nunmehr 20 Jahren unter der Gegenthese, dass Geld allenfalls ein zudem gefährliches Mittel...

Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Systemic usury exploits poverty by shifting usury into additional products and leveraging usury gains by stringing together individual loan agreements. This paper reviews the economic...

Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Although the term usury conjures images of a greedy individual consciously acting to exploit the weak bargaining position of another by deceitful and even fraudulent means, we consider it as...