Showing 1 - 10 of 51,329
This paper explores how banks adjust their risk-based capital ratios and asset allocations following an exogenous shock to their asset quality caused by Hurricane Katrina in 2005. We find that independent banks based in the disaster areas increase their risk-based capital ratios after the...
Persistent link: https://www.econbiz.de/10010498596
Exploiting differential interstate branching deregulation across contiguous counties of adjacent states, we investigate the effect of entry threat on incumbent banks' loan loss provisions. Incumbents exposed to entry threat have offsetting incentives; lower provisions make their loan...
Persistent link: https://www.econbiz.de/10012974743
Persistent link: https://www.econbiz.de/10011930409
Persistent link: https://www.econbiz.de/10014545470
Persistent link: https://www.econbiz.de/10014337139
We use new data from the 2015 Diary of Consumer Payment Choice to analyze price discounts and surcharges based on the …
Persistent link: https://www.econbiz.de/10011754832
Persistent link: https://www.econbiz.de/10011417695
Persistent link: https://www.econbiz.de/10009718092
Persistent link: https://www.econbiz.de/10010259562
Persistent link: https://www.econbiz.de/10010429352