Wein, Thomas - In: IFO-Studien : Zeitschrift für empirische … 47 (2001) 4, pp. 505-529
Since 1994 the highly regulated German insurance market have been deregulated. Insurers have been allowed to calculate their premiums and to offer contracts without regulation. Especially in the motor vehicle insurance several innovations were introduced: age of car, garage, kilometers per year...
