Lindquist, Kjersti-Gro - 2003
capital are analysed. Focus is on the importance of: (i) risk, particularly credit risk, (ii) the buffer as an insurance, (iii …) the competition effect, (iv) supervisory discipline, and (v) economic growth. A negative or non-significant risk effect is … found, which suggests that introducing a more risk-sensitive capital regulation (Basel II) is likely to affect Norwegian …