-interest rate environment, which fundamentally changed the business environment for the Japanese commercial banks. On the income … side, with interest margins becoming increasingly depressed, net interest revenues declined, which forced the banks to … expand revenues from fees and commissions. The banks had to cut costs by reducing the number of employees, closing branches …

-interest rate environment, which fundamentally changed the business environment for the Japanese commercial banks. On the income … side, with interest margins becoming increasingly depressed, net interest revenues declined, which forced the banks to … expand revenues from fees and commissions. The banks had to cut costs by reducing the number of employees, closing branches …

-interest rate environment, which fundamentally changed the business environment for the Japanese commercial banks. On the income … side, with interest margins becoming increasingly depressed, net interest revenues declined, which forced the banks to … expand revenues from fees and commissions. The banks had to cut costs by reducing the number of employees, closing branches …

This paper examines whether Japanese regional banks entering the banking market in other prefectures, including …-sized enterprises, the current Japanese Government's policies for regional banks require these banks to engage in region … was made using panel data from Japanese regional banks. As a result, it was determined that regional banks that enter …

1998 Japanese financial crisis. It shows how low-cost liquidity provision as a means to stabilize banks has created a … growing gap between deposits above lending and has compressed interest margins as the traditional source of bank’s income …. Efficiency scores are compiled to estimate the impact of monetary policy crisis management on the efficiency of banks. The …

Motivated by the recent discussion of the declining importance of deposits as banks' major source of funding we … investigate which factors determine funding costs at local banks. Using a panel data set of more than 800 German local savings and … cooperative banks for the period from 1998 to 2004 we show that funding costs are not only driven by the relative share of …

the wake of the 1998 Japanese financial crisis. We show how the low-cost liquidity provision as a means to stabilize banks … compressed interest margins as the traditional source of banks' income. Efficiency scores are compiled to estimate the effect of … the Bank of Japan's monetary policy on banks' technical efficiency. The estimation results provide evidence that the …

of decentralisation differ between the two crises: while a greater spread of regional banks was associated with economic …. Future studies of pandemic recovery paths will show if regional banks have lost their ability for countercyclical funding, or …