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Household saving and labor informality : the case of Chile
Schclarek, Alfredo; Caggia, Mauricio - 2015
workers, but may also have positive consequences on the aggregate saving rate. In addition, for Chile, it is evident that …This paper compares the saving behavior of formal and informal workers and additionally provides a socioeconomic and … financial characterization of informal workers in Chile. The paper uses the Financial Household Survey conducted by the Central …
Persistent link: https://www.econbiz.de/10011290974
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Risk and savings : a taxonomy
Gunning, Jan Willem - 2008
Risk may induce precautionary saving but it can also reduce saving. The theoretical literature recognizes both …
Persistent link: https://www.econbiz.de/10011376643
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Tying Odysseus to the mast : evidence from a commitment savings product in the Philippines
Ashraf, Nava; Karlan, Dean; Yin, Wesley - 2005
We designed a commitment savings product for a Philippine bank and implemented it using a randomized control methodology. The savings product was intended for individuals who want to commit now to restrict access to their savings, and who were sophisticated enough to engage in such a mechanism....
Persistent link: https://www.econbiz.de/10011612543
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Chapter 11 The distribution of wealth
Davies, James B.; Shorrocks, Anthony F. - In: Handbook of income distribution : volume 1, (pp. 605-675). 2000
This chapter is concerned with the distribution of personal wealth, which usually refers to the material assets that can be sold in the marketpace, although on occasion pension rights are also included. We summarise the available evidence on wealth distribution for a number of countries. This...
Persistent link: https://www.econbiz.de/10014024198
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Saving in Sub-Saharan Africa
Aryeetey, Ernest; Udry, Christopher - Center for International Development, Kennedy School of … - 2000
and 35 percent in the Newly Industrialized Economies. Aside from being generally low, saving rates in most of Africa have … saving and portfolio allocation observed in the data. …
Persistent link: https://www.econbiz.de/10005838201
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Household decision making and savings impacts : further evidence from a commitment savings product in the Philippines
Ashraf, Nava; Karlan, Dean; Yin, Wesley - 2006
Commitment devices for savings could benefit those with self-control as well as familial or spousal control issues. We find evidence to support both motivations. We examine the impact of a commitment savings product in the Philippines on household decision making power and selfperception of...
Persistent link: https://www.econbiz.de/10003810315
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Savings by and for the poor : a research review and agenda
Karlan, Dean; Ratan, Aishwarya Lakshmi; Zinman, Jonathan - 2013
The poor can and do save, but often use formal or informal instruments that have high risk, high cost, and sub-optimal design. This could lead to undersaving compared to a world without market or behavioral frictions. Undersaving has important welfare consequences: variable consumption, low...
Persistent link: https://www.econbiz.de/10009769238
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Savings by and for the poor : a research review and agenda
Karlan, Dean; Ratan, Aishwarya Lakshmi; Zinman, Jonathan - 2014
The poor can and do save, but often use formal or informal instruments that have high risk, high cost, and limited functionality. This could lead to undersaving compared to a world without market or behavioural frictions. Undersaving can have important welfare consequences: variable consumption,...
Persistent link: https://www.econbiz.de/10010339591
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The impact of pre-marital sex ratios on household saving in two Asian countries : the competitive saving motive revisited
Horioka, Charles; Terada Hagiwara, Akiko - 2016
This paper estimates a household saving rate equation for India and Korea using long-term time series data for the 1975 …-2010 period, focusing in particular on the impact of the pre-marital sex ratio on the household saving rate. To summarize the main … impact on the household saving rate in both India and Korea, even after controlling for the usual suspects such as the aged …
Persistent link: https://www.econbiz.de/10011497711
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Income Inequality, Consumption, and Social-Status Seeking
Ye, Jin - 2011
Using the Chinese urban household survey data between 1997 and 2006, we find that income inequality has a negative (positive) impact on households' consumption (savings), even after we control for family income. We argue that people save to improve their social status when social status is...
Persistent link: https://www.econbiz.de/10013133561