leverage on GDP, credit and the interest rate spread. Increasing capital requirements for banks should therefore have no strong …

question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

measures that aim to avoid credit overexpansion are two policies that can improve the links of private debt with labour income …

question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

For the sixth time, international academics and practitioners met for a successful credit risk conference. Keynote …, credit ratings and risk analysis. Digitization also leaves its mark in this area and requires, to varying degrees, a …

To study the impact of macroprudential policy on credit supply cycles and real effects, we analyze dynamic provisioning … differentially. We find that dynamic provisioning smooths credit supply cycles and, in bad times, supports firm performance. A 1 … percentage point increase in capital buffers extends credit to firms by 9 percentage points, increasing firm employment (6 …

We study the evolution of US mortgage credit supply during the COVID-19 pandemic. Although the mortgage market … frictions and operational bottlenecks contributed to unusually inelastic credit supply, and that technology-based lenders … flow of credit in the conforming segment. …

question, we identify the compositional changes in banks’ supply of credit using the variation in their holdings of residential …

We study the effects of regulatory oversight by the Consumer Financial Protection Bureau (CFPB) on credit supply as …