Technology offers enormous potential and opportunities to the Indian Banking sector. Rapid technological diffusion and entry of non-banking entities like fintechs, bigtechs and e-retailers into financial space have left no scope for Indian banks to delay and deny technological innovations. Given...

Knowledge-based capital is progressively becoming a significant source of economic growth worldwide. The asset structure of some of the major companies, globally, reveals that knowledge assets are becoming more valuable than physical assets in today’s world. India’s knowledge economy...

Recent devaluation of Chinese yuan has threatened the stability of global financial system and has invited unwarranted currency war. China is India's largest goods trading partner and India has a whopping trade deficit (US$49 bn in FY15) with China on account of rising imports and dismal...

Indian banking is passing through a difficult phase of twin balance sheet problem and depleting capital base. As defined by the IMF in its Global Financial Stability Report, October 2017, Indian banking is placed on a par with the leveraged banking system of PIIGS (Portugal, Italy, Ireland,...

The set up of a Public Sector Asset Rehabilitation Agency (PARA), in line with Bad Bank for NPA resolution in Indian Banking can also be considered with seriousness. Bad Bank might work as a solution as after detaching the lenders from the toxic assets by transferring those to the new entity,...