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Technology (FinTech) Association in the last quarter of 2017 on the effect of P2P lending on rural bank lending by analyzing the … rural bank loan in 2018. However, the partnership between the Rural Bank Association and FinTech Association changed the …
Persistent link: https://www.econbiz.de/10012703638
platforms. In March 2018, as a part of its Fintech action plan, the European Commission also presented its proposal for the EU …
Persistent link: https://www.econbiz.de/10011995704
still dominated by the regions in Java, but FinTech is generally able to grow in areas with less developed local economies …
Persistent link: https://www.econbiz.de/10012221924
Robo-advisors have recently gained popularity as an algorithm-based method of simplifying financial management. The present study explores the factors that lead many potential consumers to use Robo-advisors in financial decisions. Adopting a scoping review approach formulated by Arksey and...
Persistent link: https://www.econbiz.de/10014511558
worldwide. This growth can be encouraged by the EY FinTech Adoption Index, which indicates a global average FinTech Adoption of …
Persistent link: https://www.econbiz.de/10012862006
This report presents the findings of a global survey on AI in Financial Services jointly conducted by the Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge Judge Business School and the World Economic Forum in Q2-Q3 2019. Representing one of the largest global...
Persistent link: https://www.econbiz.de/10012842311
Fintech is rapidly changing the landscape for financial services in terms of accessibility and affordability … and are leapfrogging ahead of conventional banking services. This study investigates the linkages between fintech … development and demand for financial services using data from the world's first global ranking of fintech ecosystems - the Global …
Persistent link: https://www.econbiz.de/10012823597
FinTech growth raises questions about its competitive advantages vis-à-vis traditional providers, the relative risks of … FinTech products, and real economic effects. We study FinTech platform small business lending, yielding new answers that may … apply to FinTech more generally. Findings suggest that FinTech tends to replace loans by large/out-of-market banks more than …
Persistent link: https://www.econbiz.de/10012830316
We show that FinTech lending affects credit markets and real economic activity using a unique data set of a Peer …-to-Business platform for which we have the universe of loan applications. We find that FinTech serves high quality and creditworthy small … businesses who already have access to bank credit. Firms use FinTech to obtain long-term unsecured loans and reduce their …
Persistent link: https://www.econbiz.de/10012818733
Technology (FinTech) Association in the last quarter of 2017 on the effect of P2P lending on rural bank lending by analyzing the … rural bank loan in 2018. However, the partnership between the Rural Bank Association and FinTech Association changed the …
Persistent link: https://www.econbiz.de/10012502470