This paper examines digital finance usage in the UK, US, India and Nigeria. Using data from the global financial … development indicators, the findings reveal that the UK and US have higher digital finance usage than India and Nigeria. The US … has higher debit card usage than India. The findings also show that higher debit card usage is correlated with higher …

This paper studied the views of people on introduction of less cash economy in India.The study was conducted in … & efficiency in digital payment system. The study shows that the introduction of cashless economy in India can be seen as a step …. Responses from respondents shows that less cash economy will help in curbing black money, counterfeit's fake currency, fighting …

during demonetization has resulted in a shift from cash-based transactions to cashless payments through digitalization though …Demonetization and digitalization don’t go in the same direction but in the case of India, demonetization has acted as … a pull factor to digitalization. The ban of high-value notes of the country i.e., ₹500 and ₹1000, and the lack of cash …