To promote efficient use of electrical energy, technology-based solutions, along with their corresponding user acceptance assessments, have been seen to facilitate goal fulfillment concerning desired functionality and expected benefits, in an open innovation fashion. This paper simultaneously...

The rapid evolution of technology and a large number of smartphone users are transforming the way the masses access financial services. Fintech companies consistently innovate in developing customized products and services for users and SMEs to increase financial access and inclusiveness to...