Purpose: This study examines agricultural lending by commercial banks and the competition they face from the Farm Credit System and non-traditional lenders, including merchants, dealers, and other input suppliers. Design/methodology/approach: We construct a measure of commercial banks' perceived...

Purpose: This study examines agricultural lending by commercial banks and the competition they face from the Farm Credit System (FCS) and non-traditional lenders, including merchants, dealers and other input suppliers. Design/methodology/approach: We construct a measure of commercial banks'...

Purpose: This study examines agricultural lending by commercial banks and the competition they face from the Farm Credit System and non-traditional lenders, including merchants, dealers, and other input suppliers.Design/methodology/approach: We construct a measure of commercial banks' perceived...

Credit plays a critical role in the agricultural sector, but many studies suggest that farmers are credit constrained. We examine the degree to which changes in non-real estate agricultural loans at commercial banks are driven by changes in supply and demand, using information provided by...