The idea of the article is to present a review of solutions, preventive and/or remedial in character, applied in several developed countries that had to deal with the problem of the over-indebtedness earlier than in Poland. We assumed that the development of the financial knowledge and...

Gender is prohibited from use in decision-making in many countries. This does not necessarily benefit females, as this paper shows by analysing a unique proprietary dataset on car loans from an EU bank. The results suggest that inclusion of Gender as a dummy variable is statistically...

A vast majority of Loss Given Default (LGD) models are currently in use. Over all the years since the new Capital Accord was published in June 2004, there has been increasing interest in the modelling of the LGD parameter on the part of both academics and practitioners. The main purpose of this...