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I use the introduction of tuition fees in seven out of the sixteen German states in 2007 as a natural experiment to identify the effects of tuition fees on enrollment probabilities of German high-school graduates. Based on information on enrollment decisions for the entire population of...
Persistent link: https://www.econbiz.de/10013155270
(baseline: 69%) for high-school graduates who come from a state with tuition fees. Moreover, we find that students with lower … high-school grades react more strongly to tuition fees. This might have important effects on the composition of students …
Persistent link: https://www.econbiz.de/10013155573
Students from low-income families are eligible to student aid under the federal students' financial assistance scheme … received by eligible students to raise enrolment rates into tertiary education. We view this reform as a quot …
Persistent link: https://www.econbiz.de/10012778539
of the law change on private student loans granted to students at four-year undergraduate institutions. Using a unique …
Persistent link: https://www.econbiz.de/10012938300
We show that changes in choice architecture have a large effect on student loan decisions while we do not find significant effects of sizeable interest rate changes. We evaluate the effect of two polices implemented in 2010 by the U.S. Department of Education: (1) the requirement that all...
Persistent link: https://www.econbiz.de/10013005843
There is ample concern that college students are making ill-informed student loan decisions with potentially negative … college students are provided salient information about their borrowing choices. The setting is a large flagship public … university in the Midwest, and the sample includes all nongraduating students who previously borrowed student loan money (~10 …
Persistent link: https://www.econbiz.de/10012987354
studies have shown no effect on enrollment, we analyze the effects on students' budgets. To identify causal effects, we … exploited the natural experiment established by the introduction of fees. They did not affect students' spending behavior … students increased their budgets only marginally; fees did not increase social inequality …
Persistent link: https://www.econbiz.de/10013043694
concentrated among higher and medium-ability students, while lower-ability students receiving financial assistance are discouraged …
Persistent link: https://www.econbiz.de/10012549196
delinquency. Loan mismanagement varies across student gender and ethnicity: it is more prominent among male and non-white students … alternative explanations, based on students’ financial education, overconfidence, consumption preferences, and aversion to …
Persistent link: https://www.econbiz.de/10013237718
The number of international students worldwide has almost doubled in the last decade. In higher education systems that … are partly tax-funded, a country's labour force might not be willing to subsidize the education of international students …, we find a significant positive correlation between the share of international students and the private funding share for …
Persistent link: https://www.econbiz.de/10013032336