(baseline: 69%) for high-school graduates who come from a state with tuition fees. Moreover, we find that students with lower … high-school grades react more strongly to tuition fees. This might have important effects on the composition of students …

delinquency. Loan mismanagement varies across student gender and ethnicity: it is more prominent among male and non-white students … alternative explanations, based on students’ financial education, overconfidence, consumption preferences, and aversion to …

We examine the effect of a gifted and talented program in academic secondary education. Students are assigned based on … program effects. We find that assigned students obtain higher grades, follow a more science intensive curriculum (most notably … in university, where students choose more challenging fields of study with, on average, higher returns. Together, these …

We conduct a study under 2,400 third grade students at three large secondary comprehensive schools to evaluate a gifted … tracks at different schools) to get difference-in-differences (DD) estimates for all students above the admission cutoff …. Second, we use the GT admission rule to get regression discontinuity (RD) estimates for students near the admission cutoff …