The study assesses the how information sharing by means of mobile phones affects banking system efficiency in Africa … banking system efficiency. The following findings are established: (i) mobile phone penetration promotes banking system … efficiency in the 25th quantile and the median of banking system efficiency in low income countries while for middle income …

This paper investigates the effects of ownership patterns on bank cost and profit efficiencies taking a sample of 607 …) stochastic frontier panel approaches, we obtain two principal results. First, foreign-owned banks are more profit and cost … from bank-level inefficiency but also from differences related to other bank- and country-specific factors. Specifically …

The study assesses the how information sharing by means of mobile phones affects banking system efficiency in Africa … banking system efficiency. The following findings are established: (i) mobile phone penetration promotes banking system … efficiency in the 25th quantile and the median of banking system efficiency in low income countries while for middle income …