predominantly by macroeconomic conditions and the strength of the sovereign and their institutional relationship with other ‘bank …

countries during banking crises also impact bank risk and the effectiveness of market discipline. Our results indicate that …

countries during banking crises also impact bank risk and the effectiveness of market discipline. Our results indicate that …

similar effect can be observed for other eurozone banks after the introduction of the European bank recovery and resolution …

We examine the role of private deposit insurance for deposit flows, bank lending, and moral hazard during a financial …

by bank financial indicators. We also test for whether the introduction of the bank deposit insurance scheme in 2005 …

Prior to the Great Depression, regulators imposed double liability on bank shareholders to ensure financial stability … mitigating bank risks and providing a safety net for depositors before and during the Great Depression. We first develop a model … that demonstrates two competing effects of double liability: a direct effect that constrains bank risk taking as a result …

needs withdraw their deposits early and are not willing to re finance a bank. Early withdrawals curtail excessive bank … lending and thereby commit a bank to monitoring. In contrast, banks with coupon bonds can refi nance in the interim stage and … expand on risky lending, which derails monitoring. This finding speaks against the separation of bank lending and deposit …