This paper provides historical data through 2012 on the number and percentage of nonelderly individuals with and without health insurance. Based on EBRI estimates from the U.S. Census Bureau’s March 2013 Current Population Survey (CPS), it reflects 2012 data and also discusses trends in...

This paper focuses mainly on changes in health insurance coverage between 2013 and 2014, the year before and after provisions in the Patient Protection and Affordable Care Act (PPACA) took effect to increase health insurance coverage and reduce the uninsured. The analysis focuses on the...

In 2013, the nonpartisan Employee Benefit Research Institute (EBRI) commemorated its 35th anniversary. While much has changed with health and retirement benefits during the past three decades -- the first generation of the Employee Retirement Income Security Act (ERISA) -- many of the issues...

This paper provides historical data through 2010 on the number and percentage of nonelderly individuals with and without health insurance. Based on EBRI estimates from the U.S. Census Bureau’s March 2011 Current Population Survey (CPS), it reflects 2010 data. It also discusses trends in...

In 2001, a handful of employers started offering health reimbursement arrangements (HRAs) - a then-new type of health plan. The most prevalent HRA plan design had a deductible of at least $1,000 for employee-only coverage and a tax-preferred account that workers and their families can use to pay...

This paper examines the population with a consumer-driven health plan (CDHP) and how it differs from the population with traditional health coverage. Data from the 2005-2007 EBRI/Commonwealth Fund Consumerism in Health Care Survey and the 2008-2012 EBRI/MGA Consumer Engagement in Health Care...

This paper examines the population with a consumer-driven health plan (CDHP) and how it has differed from the population with traditional health coverage. Data from the 2005-2007 EBRI/Commonwealth Fund Consumerism in Health Care Survey and the 2008-2014 EBRI/Greenwald & Associates Consumer...

Employment-based health benefits are the most common form of health insurance in the United States. The purpose of this paper is to examine the state of employment-based health benefits among workers with respect to offer rates, coverage rates, and take-up rates. It also examines how the state...

This paper provides historic data through 2009 on the number and percentage of nonelderly individuals with and without health insurance. Based on EBRI® estimates from the U.S. Census Bureau’s March 2010 Current Population Survey (CPS), it reflects 2009 data. It also discusses trends in...