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We describe a method to allocate U.S. credit union deposits to the credit union branch level. Credit union deposit data is only available at the aggregate firm level. Our method takes advantage of FFIEC Home Mortgage Disclosure Act (HMDA) to identify loans at the credit union branch level. We...
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Economists have long believed education is essential to the acquisition of human capital and contributes to economic growth. However, education researchers, political and business leaders and other stakeholders have raised concerns about the quality and costs of the K-12 education system in the...
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In the 1980s, many U.S. cities initiated programs reserving a proportion of government contracts for minority-owned businesses. The staggered introduction of these set-aside programs is used to estimate their impacts on the self-employment and employment rates of African-American men. Black...
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