This article focuses on the relationship between Fintech and bank risk-taking behavior. Since Robo-Advisor is one of … medium-sized banks from 2011 to 2016. We found that the development of Fintech has significantly reduced bank risk …-taking level. This result is still valid after the robustness test of replacing the bank's risk-taking index and replacing the …

This paper aims to examine the moderating role of shadow banking in relation to the impact of bank competition on bank … components of CAMELS through Principal Component Analysis (PCA), and the Lerner index as a measure of bank competition, this … to 2021. As a result, the research shows that shadow banking reduces the positive impact of bank competition on bank …

We analyze the relationship between bank size and risk-taking under the New Basel Capital Accord. Using a model with … imperfect competition and moral hazard, we show that the introduction of an internal ratings based (IRB) approach improves upon … a competitive advantage and, due to fiercer competition, pushes smaller banks to take higher risks. This may even lead …