This study examines structures and challenges in the Finnish well-being sector from the innovation activity perspective. Firstly, it compares the quality and productivity based on international statistics and research reports, and R&D&I activities in the well-being sector. It investigates also...

Moral hazard means that people with insurance may take greater risks because they know they do not bear the full consequences of their actions. This can occur with both private insurance and social insurance. Deductibles can be used to alleviate the problem. An interesting way to bring...

This paper describes the main features of a model developed for fore-casting economic developments, energy demand and greenhouse gas emissions in the EU area and Finland as well as for simulating the economic impacts of EU climate policy. Climate policy analysis necessitates a model of the whole...