Municipal employees and private-sector employees in Finland belong to separate earnings-related pension systems. Both systems are financed by contributions from the payroll, and are mostly pay-as-you-go. Thus if a municipality decides to buy services from the private sector, instead of producing...

The paper examines the results of a cross section regression analysis against four hypotheses. The primary hypothesis concerned the effect of economic prosperity and growth on “willingness to assist”. The positive prosperity effect was unsurprisingly confirmed. In connection to the second...