Moral hazard means that people with insurance may take greater risks because they know they do not bear the full consequences of their actions. This can occur with both private insurance and social insurance. Deductibles can be used to alleviate the problem. An interesting way to bring...

Moral hazard means that people with insurance may take greater risks because they know they do not bear the full consequences of their actions. This can occur with both private insurance and social insurance. Deductibles can be used to alleviate the problem. An interesting way to bring...

Public sector organizations are important producers of the core geographic information (GI). Data sharing is aggravated by e.g. highly varying policies to sharing and pricing the data. For instance, since the governmental data producer sets the price level high, it seems to restrict innovative...