The dependency on social security: Social bums in disengaged society? In Finland, most discussion on the welfare state's condition has focused on stabilizing the public-sector's finances. However, more essential for the future of the welfare state is its' social foundation, meaning people’s...

We study old age care expenditures and means to prepare for them. The expected size of the expenditures is described both from the point of view of individuals and the municipalities who provide the services. We use a numerical stochastic life cycle model to research how much various individuals...