Ropponen, Olli; Kuusi, Tero; Valkonen, Tarmo - 2022
frequent among working-age, married and higher income individuals. The life insurance gap calculations account for a number of … changes in living standards following from a death of a breadwinner, including those in household income, consumption …, existing wealth, survivors' pensions and life insurances. For those individuals who have earned income and who live in families …