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Itsehoitolääkkeiden kaupan vapauttamisen merkitys kuluttajille ja kaupalle
Mankinen, Reijo; Rantala, Olavi - 2009
Persistent link: https://www.econbiz.de/10003898529
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Itsehoitolääkkeiden kaupan vapauttamisen merkitys kuluttajille ja kaupalle
Mankinen, Reijo; Rantala, Olavi - 2009
Persistent link: https://www.econbiz.de/10010272985
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(Insurance company investment in Finland)
Valkonen, Tarmo - 1990
Persistent link: https://www.econbiz.de/10000807146
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Efficiency of Finnish insurance companies
Piispanen, Antti - 1995
Persistent link: https://www.econbiz.de/10000911490
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Asunnot eläkkeiksi?
Määttänen, Niku; Valkonen, Tarmo - 2013
Elderly people could markedly increase they standard of living by releasing their housing equity. Purchase of a single-payment life annuity would increase the benefits of this release. The tax treatment of these annuities is, however, very strict in Finland, because both yield and capital are...
Persistent link: https://www.econbiz.de/10012037625
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Ikääntyneiden varallisuus ja sen muuttaminen kulutukseksi
Määttänen, Niku; Valkonen, Tarmo - 2008
We study the extent to which retired households in Finland could supplement their mandatory pension benefits by releasing their equity. We also consider the tax treatment of different financial products that turn wealth into an income stream. In addition, we use a life cycle consumption-savings...
Persistent link: https://www.econbiz.de/10010273046
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Complementing Tax-financed Long-term Care with Private Insurance
Määttänen, Niku; Valkonen, Tarmo - 2020
-term care insurance would increase the benefits of housing equity release. However, there is virtually no market for such … insurance in Finland. This report illustrates the benefits of life annuities and long-term care insurance, provides example of … actuarially fair insurance pricing, and describes the conditions for this market to emerge. It argues that the government should …
Persistent link: https://www.econbiz.de/10012604534
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Henkivakuutusvaje suomessa suuruusluokan arviointia yksilöaineistoilla
Ropponen, Olli; Kuusi, Tero; Valkonen, Tarmo - 2022
, the monetary losses following from the death of a breadwinner, and the life insurance gap arising as the difference of the … information between 2018 and 2020. We find that 8 % of the individuals have at least one type of term life insurance in the data …. For them the average life insurance is 73 000 €. The take up of life insurances differ between groups, and it is more …
Persistent link: https://www.econbiz.de/10014278289
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Vapaaehtoinen eläkesäästäminen tulevaisuudessa
Lassila, Jukka; Määttänen, Niku; Valkonen, Tarmo - 2007
Tarkastelemme yksityistä eläkesäästämistä Suomessa. Luotaamme tulevaisuutta arvioimalla miten lakisääteisen eläketurvan muuttuminen ja eliniän piteneminen vaikuttavat yksityisen eläkesäästämisen tarpeeseen. Tarkastelemme asiaa nuorten, hiljattain työelämään astuneiden...
Persistent link: https://www.econbiz.de/10010285037
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Ikääntyneiden varallisuus ja sen muuttaminen kulutukseksi
Määttänen, Niku (contributor);  … - 2008
We study the extent to which retired households in Finland could supplement their mandatory pension benefits by releasing their equity. We also consider the tax treatment of different financial products that turn wealth into an income stream. In addition, we use a life cycle consumption-savings...
Persistent link: https://www.econbiz.de/10003714928